Whats needed to Pre-qualify for a loan?

We get it, we all want that forever home but don’t want to spend forever paying it off. So we’re here to help! While Red Properties is not a Mortgage Broker, we do have some tips to make the process go smoothy wherever you may seek financial assistance.

Here are some general documents you will need before you can pre-qualify for a loan:

• Two forms of identification

• Four of your most recent check stubs

• Two months of bank statements (checking & savings)

• Most recent tax returns (last two years)

It is very important that you provide your financial officer with these documents. And make sure that you speak with them to get pre-qualified before attempting to start your home search. The last thing you want is to let your dream home slip away while you wait for your loan application.

Once your financials are all squared away, feel free to reach out to us anytime via email and we will get back to you within one business day or, by phone during our office hours listed below.

Tuesday - Saturday: 9:30AM - 6:30PM